One of the inevitable outcomes of this bank-like program is that it has taught the women punctuality, discipline, dependability and honesty, and how to work together for the benefit of all. In addition, this savings group collects a small additional contribution from its members each week for emergency needs. This “welfare fund” is given to a member who experiences an unpredicted crisis which requires an immediate infusion of funds, e.g. for funeral expenses due to a death, or an illness.
Since the start up of krma-US Partners, KRMA has agreed to expand its leadership base to train additional members in roles as leaders in the agri-business of a growing cassava farm.